A businessman walked into a well known bank in Kuala Lumpur and asked for the loan officer. He said he was going to Europe for two weeks and needed to borrow $5,000. The loan officer said the bank would need some security for the loan. The businessman then handed over the keys to a Rolls-Royce that was parked on the street in front of the bank.
Everything checked out and the loan officer accepted the car as collateral for the loan. An employee then drove it into the bank’s underground garage and parked it there. Two weeks later the businessman returned, repaid the 5,000 dollars and the interest, which came to $25.00.
The loan officer said, “We do appreciate your business and this transaction has worked out very nicely, but we are a bit puzzled. While you were away we checked and found that you are a multimillionaire. What puzzles us is why you would bother to borrow $5,000?”